Lover and I are wage earners, both added up to no more than three thousand yuan a month, every month to repay the Loan principal and interest of a spending alone nearly one thousand yuan, therefore, the family daily expenses often catch elbow hit, so had to live frugally, very anxious to break in half a cent to spend. Although housing conditions improved, the overall quality of life have declined. At the same time, the parents nag, wife complained, I even under great psychological pressure. So my experience is: early know so, might as well not Loan. On Loan to buy a house, however, may have personal different points of view, it doesn’t, my brother again want to retrace my old road, have to Loan to buy a house not the Loan, he says, is quite good, it seems everyone’s ideas are not the same.